Bring me the problem

Free and practical

Twelve tools
that actually work.

Not lead magnets. Each one does the arithmetic, shows the working, and tells you what the number means. They run entirely in your browser — nothing you type is sent anywhere, and your entries are saved on your own device so you can come back to them.

Where to start

Money is tight — the cash flow calculator, then customer profitability.
Busy but not profitable — break-even, then pricing.
Not sure what is wrong — the business health assessment.

Money

5 tools

10 min

Cash flow calculator

See how long the money lasts under real conditions.

Week by week, what happens to the bank balance — and when does it run out?

4 min

Break-even calculator

The volume and margin required before profit begins.

How much do I need to sell before this covers itself?

5 min

Pricing tool

Test what a price change does to profit, not just revenue.

If I raise or cut the price, how much volume can I afford to lose or need to gain?

6 min

Hiring cost calculator

The full cost of a hire before you commit to it.

What does this person really cost in year one, and what must they produce to pay for themselves?

10 min

Customer profitability worksheet

Which customers earn their place.

Which customers make money after service, discounts, and slow payment?

Decisions

2 tools

10 min

Business health assessment

A structured read on where the business actually stands.

Which part of the business is weakest right now, and what should be dealt with first?

8 min

Decision comparison tool

Cost, benefit, and risk for each option, side by side.

Which option actually wins once I weight what matters?

Operating

2 tools

15 min

Business review checklist

A disciplined pass over the whole operation.

What has never been checked, documented, or agreed?

10 min

Risk assessment

What could go wrong, and what it would cost.

Which risks deserve attention this quarter, and who owns them?

Planning

3 tools

12 min

Project planning template

Scope, sequence, owners, and checkpoints.

Who is doing what, by when, at what cost — and what is already late?

12 min

90-day action plan

A short horizon that can actually be followed.

What are the three outcomes for this quarter, and what happens each week?

20 min

Strategy template

Direction written down in plain language.

Who do we serve, why do they choose us, and what do we ignore?

A number is not a decision.

These tools tell you what is happening. Deciding what to do about it is a different conversation — bring the result and we will work through it.

Bring me the problem